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Flinks Connect is our most popular solution to connect end-user accounts. It supports oAuth technology and lives in an iframe that you build into your site. We handle all of the complicated bank processes on your behalf, including multi-factor authentication, edge cases, errors, and more. Any new financial institutions that we support are automatically added to your configuration. Your customers can be confident that the data they’re sharing is safe. Their login credentials are securely stored and are never shared with your servers.

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How it works

It prompts your end-users to perform the following actions to connect their financial accounts:
  1. Provide consent to share their financial data.
  2. Select their financial institution.
  3. Enter their username and password to log in with their financial institution.
  4. Answer a multi-factor authentication (MFA) question if their financial institution requires them to.
  5. Select the account they want to share.
What you’ll need to do on your end:
  1. If the login is successful, Flinks provides you with a loginId.
  2. Send the loginId to the server that’s hosting your website/app.
  3. Your server passes the loginId to Flinks servers, and we exchange it for a requestId.
  4. The requestId allows you to start securely receiving the customer’s data.
This option requires your development team to build the iframe into the script for your site or app.

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What your customers will see

When you use Flinks Connect, this is what your customers will see: Screenshot of the Flinks Connect UI on desktop. The screen shows the data-sharing consent page where the user reviews what information will be shared with Flinks and can agree to continue. For more information on how this solution works, see Set up Flinks Connect.

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UX best practices

Follow these tips to maximize conversion and build trust with your customers:
  • Make it visible: Keep your Flinks Connect integration easy to find. Place the iframe prominently in your onboarding flow — the more visible it is, the higher your conversion rate.
  • Show your brand: Use the customerName parameter to display your company name in the consent screen. This builds trust and helps customers understand who they’re sharing data with.
  • Enable consent: Set consentEnable=true to show a clear data-sharing consent screen before customers enter their credentials. This improves transparency and user confidence.
Complete the following steps to set up Flinks Connect:
  1. Add the Flinks Connect iframe to your page.
  2. Customize your Flinks Connect widget using the customization parameters.
  3. Set up an event listener to enhance your integration.
  4. Retrieve your customer’s account data.