Business Analysis Attributes

The Business Analysis use-case is the first of our 'advanced' use-cases for businesses specifically. This use-case is primarily utilized when you are underwriting or analyzing business specific accounts, it enables your team to quickly, easily and efficiently break out all important aspects of a users account. This includes a Business Revenue (Income Analysis), Loan Deposits Analysis, Operating Expenses Analysis, Liabilities and Loan Payments Analysis and finally an analysis of Fees and Other Expenses. This use-case is primarily used within our Client Dashboard through an auto-generated report, but can often be the starting point for organizations automation processes for their business clients. Please find a breakdown of the Attributes contained within this use-case below.

Income Analysis

Overall Operating Income

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Merchant Service Provider Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Transfer Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Branch Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other Vendor Deposits

• Average monthly complex
• Average deposit
• TrendFrequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Payroll Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Credit Card Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other Operating Income

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Overall Government Income

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Tax Rebates and Refunds

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other Government Income

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other Types of Income

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Insurance Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Rent Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

All Other Income

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Loan Deposits Analysis

Overall Loan Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Business Loan Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Mortgage Loan Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Micro-Loan Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Auto Loan Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other Loan Deposits

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Operating Expense Analysis

Overall Operating Expenses

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Vendor Expenses

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Cash Withdrawals

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Payroll Expenses

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Credit Card Expenses

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other Operating Expenses

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Liabilities Analysis

Overall Liabilities

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Insurance Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Rent Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Telecom Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Utility Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Overall Loan Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Loan Payments Breakdown

• Business Loan Payments
• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Mortgage Loan Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Micro-Loan Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Auto Loan Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other Loan Payments

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Fees Breakdown

Overall Fees

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Bank Fees

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

NSF Fees

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other Fees

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

Other (Non-Operating) Expenses

Other Expenses

• Average monthly complex
• Average deposit
• Trend
• Frequency
• Last two deposit dates
• Total detected
• Sum per calendar month
• Count per calendar month

🚧

Restricted Locations for this endpoint

Please note that we currently only support Business Attributes for full production use-cases in the Canadian market.

If you are looking to use these Attributes in the US Market, please reach out to the Flinks team and we will place you on the waitlist.