Business Analysis Attributes
Use this endpoint if you would like to receive Business Analysis Attributes, specifically focused on SMB and Corporate Accounts. /GetBusinessAnalysisAttributes
The Business Analysis use-case is the first of our 'advanced' use-cases for businesses specifically. This use-case is primarily utilized when you are underwriting or analyzing business specific accounts, it enables your team to quickly, easily and efficiently break out all important aspects of a users account. This includes a Business Revenue (Income Analysis), Loan Deposits Analysis, Operating Expenses Analysis, Liabilities and Loan Payments Analysis and finally an analysis of Fees and Other Expenses. This use-case is primarily used within our Client Dashboard through an auto-generated report, but can often be the starting point for organizations automation processes for their business clients. Please find a breakdown of the Attributes contained within this use-case below.
Income Analysis
Overall Operating Income
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Merchant Service Provider Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Transfer Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Branch Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other Vendor Deposits
- Average monthly complex
- Average deposit
- TrendFrequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Payroll Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Credit Card Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other Operating Income
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Overall Government Income
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Tax Rebates and Refunds
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other Government Income
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other Types of Income
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Insurance Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Rent Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
All Other Income
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Loan Deposits Analysis
Overall Loan Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Business Loan Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Mortgage Loan Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Micro-Loan Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Auto Loan Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other Loan Deposits
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Operating Expense Analysis
Overall Operating Expenses
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Vendor Expenses
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Cash Withdrawals
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Payroll Expenses
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Credit Card Expenses
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other Operating Expenses
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Liabilities Analysis
Overall Liabilities
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Insurance Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Rent Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Telecom Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Utility Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Overall Loan Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Loan Payments Breakdown
- Business Loan Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Mortgage Loan Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Micro-Loan Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Auto Loan Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other Loan Payments
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Fees Breakdown
Overall Fees
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Bank Fees
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
NSF Fees
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other Fees
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Other (Non-Operating) Expenses
Other Expenses
- Average monthly complex
- Average deposit
- Trend
- Frequency
- Last two deposit dates
- Total detected
- Sum per calendar month
- Count per calendar month
Restricted Locations for this endpoint
Please note that we currently only support Business Attributes for full production use-cases in the Canadian market.
If you are looking to use these Attributes in the US Market, please reach out to the Flinks team and we will place you on the waitlist.
Updated 9 months ago