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When you use EFT Debit as your payment method, Flinks Pay collects your money using a pre-authorized funds transfer. Choose this payment method if:
  • You need to make a recurring payment schedule.
  • You want to transfer large sums of money.
Your integration walks your customers through the following flow using an application that’s powered by Flinks:
  1. An application displays on your customer’s device to initiate the payment process.
  2. The customer is asked to select their financial institution.
  3. The application redirects the customer to the login screen for their financial institution. They are asked to authenticate, then select the account they want to authorize the debit from.
  4. They are shown a Pre-Authorized Debit (PAD) Agreement (that you customize with us during the integration process). They must agree to the terms and authorize the money to be debited from their account on the set schedule outlined in the agreement.
  5. Once they sign the agreement, Flinks initiates the payment process on the set schedule, then delivers the funds to you.
After your customer signs the Pre-Authorization Debit Agreement, Flinks handles the rest. Flinks Pay debits the authorized amount on the schedule defined in the agreement and delivers it to you.