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Use this solution if:
You want to build the solution directly into your site or app, and have in-house development resources available to assist.
Flinks Connect is our most popular solution to connect end-user accounts. It supports oAuth technology and lives in an iframe that you build into your site. We handle all of the complicated bank processes on your behalf, including multi-factor authentication, edge cases, errors, and more. Any new financial institutions that we support are automatically added to your configuration. Your customers can be confident that the data they’re sharing is safe. Their login credentials are securely stored and are never shared to your servers. For more information about this Flinks Product, see Flinks Connect.

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Attributes

Use this solution if:
You want to receive actionable insights that are tailored to your business needs.
Attributes is a Flinks product that allows you to transform raw transactional data into real-time, actionable insights using data attributes. Each attribute reveals specific information about your customer’s financial profile and consumer behaviour. Put simply, data attributes are outputs of organized and transformed transactional data. You’ll receive enriched data, through attributes, to gain a better understanding of your clients’ behaviour without having to deal with categorization, cleaning, or any of the tedious tasks that are typically required when working with raw data. Flinks offers several attributes packages that you can choose from. We structure these packages in tiers, based on the data you want to receive. For more information about this Flinks product, see Attributes.
Use this solution if:
You want a seamless way to transfer funds using EFT Debit or Interac E-Transfer.
Flinks Pay is a payment processing service that allows your customers to transfer funds to you using Interac e-Transfer Request Money. It provides a seamless transaction process for both you as a business and for your customers. Flinks Pay allows your customers to make payments from almost any bank account in Canada, with funds guaranteed almost immediately. For more information about this Flinks product, see Flinks Pay.

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Outbound

Use this solution if:
You want to build an open banking solution using a direct API connection and oAuth 2.0.
Outbound is the Flinks open banking product. It allows you to connect end-user accounts using open banking: a standardized and secure framework. Outbound enables your customers to safely share their financial data to a network of third-party applications, while keeping your financial institution at the centre of the experience.

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Upload

Use this solution if:
You want to onboard more users by offering to upload bank statements in addition to standard bank linking.
Upload is a document processing and authentication is a feature that you can enable in Flinks Connect and in your Flinks Dashboard to process authenticate and extract data from bank statements. If you’re already using Flinks, you’ll get the data in the same format you’re already using to receive data, whether that’s through the Flinks Dashboard or by API. Here’s what your customers will see: Gif showing a user uploading bank statements in Flinks Connect. For more information about this Flinks product, see Upload.
Use this solution if:
You want a fast integration that does not require in-house development resources.
Flinks Express is the fastest way to integrate with us to connect end-user accounts. It’s a hosted solution that we manage on your behalf, but design it to look like your website. It’s a template that we fully customize with your branding and logos. We recommend this integration option if you don’t have any in-house development resources or do not want to build it into your site. For more information about this Flinks product, see Flinks Express.
Use this solution if:
You want a dashboard to view and manage your data.
On the Flinks Dashboard, you can access a collection of features to help you effectively manage your financial insights, including:
  • Get access to sample data to try out our new open banking API.
  • Receive pre-configured reports and analytics.
  • Send and request money.
  • Configure and generate your Flinks-powered end-users interface.