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If you’ve chosen Flinks Connect as your front-end solution, the next step to connecting customer accounts is choosing a back-end solution. The back-end solution allows you to receive the end user’s financial data. Flinks offers two back-end configuration options:
  • Setting up API requests to receive customer data
  • Setting up Webhooks to receive customer data
To learn more about the capabilities and requirements for each option, refer to the table below and to the following sections:
SOLUTIONRECEIVES END USER DATADELIVERED TO YOU AUTOMATICALLYERRORS ARE HANDLED AUTOMATICALLY
API requests
Webhooks

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How the two flows compare

Both flows share the same front end: the end user connects their account through Flinks Connect. They only differ in how your back end receives the resulting data:
  • Standard (API) flow. After the user connects, your server calls the API to pull the data. When /GetAccountsDetail returns 202 OPERATION_PENDING, you poll /GetAccountsDetailAsync every ~10 seconds (up to a 30-minute processing window) until the data is ready. You control when you fetch. See the full Standard Integration walkthrough.
  • Webhook flow. Flinks pushes the data to a URL you register at onboarding as soon as it’s ready, with no polling. Your endpoint returns HTTP 200 to acknowledge receipt. See Webhooks.
Enriched data (Attributes) is always fetched on demand with a separate API call. It is not delivered through webhooks, regardless of which flow you choose.

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Setting up API requests to receive data

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Use this solution if:

You want to make an API call to Flinks when you are ready to receive customer data.
Set up your API to communicate directly with Flinks APIs to receive end-user data. If you choose this back-end integration option, you’ll need to set up your servers to make a call to our API each time you want to receive new or refreshed customer data. For more information about which endpoints to call and how to handle the response, see Retrieve Account Data.

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Setting up Webhooks to receive customer data

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Use this solution if:

You want to receive customer data automatically, without needing to make API calls.
Receive end-user data automatically by setting up Webhooks. A Webhook is a custom callback from our application to yours: as soon as Flinks finishes retrieving the data, it pushes the payload to a URL you register at onboarding. There is a delay while Flinks retrieves the data, but the callback fires the moment it’s ready, with no polling on your side. For more information about Webhooks, see our API Reference.

Types of data you can receive