openapi: 3.0.3 info: title: Flinks API description: > Flinks API provides financial data connectivity, enrichment, and payment solutions. ## Authentication Endpoints require authentication using `flinks-auth-key` header (Bearer token). For more information, visit: https://docs.flinks.com version: 3.0.0 contact: name: Flinks Support url: https://www.flinks.com/contact/sales termsOfService: https://www.flinks.com tags: - name: Authorization description: Endpoints for generating authorization tokens and authenticating requests - name: Enrich - Consumer Attributes description: Consumer financial attribute analysis and credit risk assessment servers: - url: https://{instance}-api.private.fin.ag description: Flinks Upload API variables: instance: default: toolbox description: The environment instance (e.g., toolbox, sandbox) paths: /v3/{customerId}/attributes/upload: post: tags: - Upload summary: Upload (Base Example) description: >- Use the standard /Upload endpoint to upload transaction data and receive calculated attributes. operationId: uploadBase parameters: - name: customerId in: path required: true schema: type: string description: >- Unique GUID provided by Flinks that grants you access to the environment. - name: Authorization in: header description: Bearer Token (API secret key). schema: type: string requestBody: content: application/json: schema: type: object required: - Origin Country properties: Card: type: string description: >- Contains the list of Attributes that will be returned for the given set of transactions. (JSON object) Origin Country: type: string enum: - ca - us description: >- Tells the API to use a specific country model. Possible values include: - `ca` = Canada - `us` = United States MostRecentBalance: type: string description: > The most recent balance for all transactions. Flinks uses this parameter to calculate the running balance if you are not passing the `balance` field in your transaction set or using `OldestBalance`. If you are not using `balance` in the transaction set or `OldestBalance`, this parameter is required. OldestBalance: type: string description: > The oldest balance of all transactions. Flinks uses this parameter to calculate the running balance if you are **not** passing the `balance` field in your transaction set or using `MostRecentBalance`. If you are not using `balance` in the transaction set or `MostRecentBalance`, this parameter is required. AttributesDetail: type: array items: type: string description: >- List of Attributes that you require the underlying transactions to be returned from. Attribute names included here must also be included in the Attributes list. Transactions: type: string description: >- Contains the previously formatted transactions (defined earlier in this documentation) that you are uploading to Flinks. (JSON array of objects) Options: type: array items: type: string description: Additional parameters that you want to include. example: Origin Country: us responses: '200': description: Result content: application/json: schema: type: object properties: HttpStatusCode: type: integer default: 0 Card: type: object properties: sum_debits_30_days: type: integer default: 0 AttributesDetail: type: array items: type: object properties: Attribute: type: string Transactions: type: array items: type: object properties: TransactionId: type: string AccountId: type: string Date: type: string Description: type: string Debit: type: number default: 0 Credit: type: number Balance: type: number default: 0 requestId: type: string '400': description: Result content: application/json: schema: type: object /v3/{customerId}/attributes/upload/AllAttributes: post: tags: - Upload summary: Upload (All Attributes Example) description: >- This endpoint returns all available attributes for the given set of transactions. operationId: uploadAllAttributes parameters: - name: customerId in: path required: true schema: type: string description: >- Unique GUID provided by Flinks that grants you access to the environment. - name: Options in: query schema: type: array items: type: string description: Additional parameters that you want to include. - name: Origin Country in: query schema: type: string enum: - ca - us description: >- Tells the API to use a specific country model. Possible values include: - `ca` = Canada - `us` = United States - name: MostRecentBalance in: query schema: type: string description: > The most recent balance for all transactions. Flinks uses this parameter to calculate the running balance if you are not passing the `balance` field in your transaction set or using `OldestBalance`. If you are not using `balance` in the transaction set or `OldestBalance`, this parameter is required. - name: OldestBalance in: query schema: type: string description: > The oldest balance of all transactions. Flinks uses this parameter to calculate the running balance if you are **not** passing the `balance` field in your transaction set or using `MostRecentBalance`. If you are not using `balance` in the transaction set or `MostRecentBalance`, this parameter is required. - name: Transactions in: query schema: type: array items: type: string description: >- Contains the previously formatted transactions (defined earlier in this documentation) that you are uploading to Flinks. - name: Authorization in: header description: Bearer Token (API secret key). schema: type: string responses: '200': description: Result content: application/json: schema: type: object '400': description: Bad Request /v3/{customerId}/Categorization/Upload: post: tags: - Upload summary: Upload Categorization description: >- This endpoint will allow your teams to generate Broad Categorization Responses from External Data. operationId: uploadCategorization parameters: - name: customerId in: path required: true schema: type: string - name: Authorization in: header description: >- Contains the Bearer Token (the API secret key that Flinks provides you with). schema: type: string default: Bearer {API Secret} requestBody: required: true content: application/json: schema: type: object required: - OriginCountry - Transactions properties: Options: type: object description: Additional parameters that you want to include. OriginCountry: type: string default: us description: >- Tells the API to use a specific country model. Only accepted value is: - `us` = United States Transactions: type: array items: type: object description: >- Contains the previously formatted transactions (defined earlier in this documentation) that you are uploading to Flinks. UserIdentifier: type: string description: >- UserIdentifier is an optional ID used to identify a request. It replaces the randomly generated GUID value within the Card when it is present and is normally used to map to an ID on your side to relate to the user once a response has been received. It is passed through to the response. example: OriginCountry: us Transactions: [] responses: '200': description: Example Response content: application/json: schema: type: object properties: HttpStatusCode: type: integer LoginId: type: string RequestId: type: string Transactions: type: array items: type: object properties: Description: type: string Category: type: string SubCategory: type: string Debit: type: number Credit: type: number Date: type: string '400': description: Result /v3/{customerId}/upload/fraudanalysis/{loginId}: get: tags: - Upload summary: Fraud Analysis description: >- Use the /FraudAnalysis endpoint if you are using Flinks Upload and want to check if our fraud signals were triggered by documents that were uploaded. operationId: getFraudAnalysis parameters: - name: Authorization in: header description: >- Contains the Bearer Token (the API secret key that Flinks provides you with). schema: type: string responses: '200': description: Result content: application/json: schema: type: object properties: HttpStatusCode: type: integer Message: type: string description: >- Message indicating no fraud was detected (e.g., "No Fraud Signal Detected"). Login: type: object properties: LoginId: type: string description: The unique identifier for the login. RequestId: type: string description: The unique identifier for the request. DocumentAnalysis: type: array description: Contains the analysis results for the uploaded documents. items: type: object properties: Status: type: string description: >- The status of the document analysis (e.g., "COMPLETED"). FullAnalysis: type: array description: Detailed analysis results. items: type: object properties: DocumentType: type: string description: >- The type of document analyzed (e.g., "BANK_STATEMENT"). FraudSignals: type: array description: List of detected fraud signals. items: type: object properties: Type: type: string description: The type of fraud signal detected. PageNumber: type: integer description: >- The page number where the fraud signal was detected. Count: type: integer description: >- The number of occurrences of this fraud signal. UnderlyingData: type: array description: Additional data about the fraud signal. items: type: object properties: Details: type: array description: Specific details about the fraud signal. items: type: object properties: SpecificType: type: string description: >- The specific type of data (e.g., "delta", "page_number"). Value: type: string description: The value of the data. DataType: type: string description: The data type (e.g., "float", "int"). '501': description: Result content: application/json: schema: type: object properties: HttpStatusCode: type: integer RequestId: type: string description: The unique identifier for the request. Message: type: string description: Error message describing why the method is not available. FlinksCode: type: string description: Flinks error code (e.g., "METHOD_NOT_AVAILABLE"). components: securitySchemes: FlinksAuthKey: type: apiKey in: header name: flinks-auth-key OptionalApiKey: type: apiKey in: header name: x-api-key description: >- Optional security feature (must be enabled by Flinks). Contact your Flinks representative to activate. schemas: Login: type: object description: End user's technical login information properties: Id: type: string format: uuid Username: type: string IsScheduledRefresh: type: boolean default: false LastRefresh: type: string format: date-time Type: type: string Link: type: object properties: rel: type: string description: Relationship type of the link href: type: string description: Endpoint path example: type: string nullable: true SecurityChallenge: type: object properties: Type: type: string description: Type of security challenge (e.g., QuestionAndAnswer) example: QuestionAndAnswer Prompt: type: string description: The security question to present to the user example: What shape do people like most? security: []