> ## Documentation Index
> Fetch the complete documentation index at: https://docs.flinks.com/llms.txt
> Use this file to discover all available pages before exploring further.

# List of Attributes packages

> Browse available Attributes packages including Income, Lending, Credit Risk, and Business Analysis.

<div id="attributes-packages-table">
  | **PACKAGE**                 | **DESCRIPTION**                                                                                                                                                                                                                                        | **ATTRIBUTES**                                                                                                                                                                                                                                    | **ENDPOINT**                                                                                                        |
  | :-------------------------- | :----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | :------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | :------------------------------------------------------------------------------------------------------------------ |
  | **Income**                  | Use this data when you need a high-level overview of your users.                                                                                                                                                                                       | Total Income, Employment Income, and Government Income.                                                                                                                                                                                           | [`/GetIncomeAttributes`](../../api/enrich/endpoints/consumer-attributes/get-income-attributes)                      |
  | **Lending**                 | Use this data when underwriting a user based upon their transactional behaviour.                                                                                                                                                                       | Income, Overall Risk Analysis, Predictive Risk and Cash-Flow Analysis, Specific Risk Analysis, and Liability Analysis.                                                                                                                            | [`/GetLendingAttributes`](../../api/enrich/endpoints/consumer-attributes/get-lending-attributes)                    |
  | **Credit Risk**             | Use this data to conduct a high-level risk analysis of your users.                                                                                                                                                                                     | Financial Information, Employment Income sources, Non-Employment Income sources, Loan Payments, Bill Payments, and more.                                                                                                                          | [`/GetCreditRiskAttributes`](../../api/enrich/endpoints/consumer-attributes/get-credit-risk-attributes)             |
  | **User Analysis**           | This is an advanced use case that combines the Income and Credit Risk packages into one, and adds an additional layer for Fraudulent/Primary Account Detection. Use this data when you need to consider both Income and Credit Risk for the same user. | Income, Credit Risk, Fraudulent/Primary Account Detection.                                                                                                                                                                                        | [`/GetUserAnalysisAttributes`](../../api/enrich/endpoints/consumer-attributes/get-user-analysis-attributes)         |
  | **Business Analysis**       | This is an advanced use case that allows you to efficiently break out all important aspects of a business account. Use this data when you're underwriting or analyzing business-specific accounts.                                                     | Business Revenue (Income Analysis), Loan Deposits Analysis, Operating Expenses Analysis, Liabilities and Loan Payments Analysis, and Fees and Other Expenses.                                                                                     | [`/GetBusinessAnalysisAttributes`](../../api/enrich/endpoints/business-attributes/get-business-analysis-attributes) |
  | **All Consumer Attributes** | All available attributes that Flinks currently provides, and all transactions that are related to these attributes.                                                                                                                                    | For a list of all consumer attributes that we have available, review our [Consumer Attributes Library](https://docs.google.com/spreadsheets/d/e/2PACX-1vTD11rgYE-kgSxowER0wU1Y3xuMMxzieE-0v61stEftVlaAzLuP4RHctsetfJmaDyRSXXDl4uRSBGx3/pubhtml#). | [`/GetAllAttributes`](../../api/enrich/endpoints/consumer-attributes/get-all-attributes)                            |
</div>

Select a package to read more about the Attributes available in each package.

<Tabs>
  <Tab title="Income">
    <h2>Income</h2>

    <p>
      Use the [/GetIncomeAttributes](/api/enrich/endpoints/consumer-attributes/get-income-attributes) endpoint
      if you need a high-level overview of your users' income sources.
    </p>

    <hr />

    <p>
      This is a primary basic use-case of Attributes and is often utilized by organizations that need a high-level,
      standard overview of your users Total Income, Employment Income, and Government Income. It will provide the
      following Attributes to enable a quick and easy standard Income verification—this is often used in manual processes.
    </p>

    <h3>Income Attributes</h3>
    <p>Please find a breakdown of the Attributes contained within this use-case below:</p>

    <Note>
      <p class="h4">Note:</p>
      If you need a deeper review of Income, please refer to our Lending use-case.
    </Note>

    <p><b>Employer Income</b>:</p>

    <ul>
      <li>Employer name</li>
      <li>Average monthly (complex)</li>
      <li>Trend</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Non-Employer Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
    </ul>

    <p><b>Government Income</b>:</p>

    <ul>
      <li>Average monthly (complex) (overall Government Income)</li>
      <li>Sum of Government Income per calendar month</li>
      <li>Count of Government Income per calendar month</li>
      <li>Sum of Employment Insurance Income in the last 90 days</li>
      <li>Sum of Social Assistance Income in the last 90 days</li>
      <li>Sum of WSIB Income in the last 90 days</li>
      <li>Sum of Pension Income in the last 90 days</li>
      <li>Sum of Child Support Income in the last 90 days</li>
      <li>Sum of Other Government Income in the last 90 days</li>
    </ul>

    <p><b>Others</b>:</p>

    <ul>
      <li>Sum of Total Income per calendar month</li>
      <li>Sum of Total Credits per calendar month</li>
      <li>Account age in days</li>
      <li>Average monthly free cash flow</li>
    </ul>
  </Tab>

  <Tab title="Lending">
    <h2>Lending</h2>

    <p>
      Use the [/GetLendingAttributes](/api/enrich/endpoints/consumer-attributes/get-lending-attributes) endpoint
      if you need a comprehensive breakdown of all of your users income sources, deep credit risk analysis, and all necessary
      data points for underwriting your users.
    </p>

    <hr />

    <p>
      The Lending Attribute package is designed specifically for underwriting a user based upon their transactional behaviour and is also an advanced use-case.
      It provides the necessary Attributes for both manual and automated underwriting methodologies. It covers most aspects of Income, Overall Risk Analysis,
      Predictive Risk and Cash-Flow Analysis, Specific Risk Analysis and Liability Analysis. This is our most comprehensive package offering before moving to the full library—offering a total of 750 data points on each end-user.
    </p>

    <h3>Lending Attributes</h3>
    <p>Please find a breakdown of the Attributes contained within this use-case below:</p>

    <h4>Income Analysis</h4>
    <p>The following is the selection of Income Analysis Attributes covered by the Lending Attributes package.</p>

    <p><b>Total Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Employer Income (Overall)</b>:</p>

    <ul>
      <li>Employer name</li>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Estimated Annual Net</li>
      <li>Frequency</li>
      <li>Trend</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Employer Income (Primary)</b>:</p>

    <ul>
      <li>Employer Name</li>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Estimated Annual Net</li>
      <li>Frequency</li>
      <li>Trend</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Employer Income (Secondary)</b>:</p>

    <ul>
      <li>Employer Name</li>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Estimated Annual Net</li>
      <li>Frequency</li>
      <li>Trend</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Employer Income (Other)</b>:</p>

    <ul>
      <li>Employer Name</li>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Estimated Annual Net</li>
      <li>Frequency</li>
      <li>Trend</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Non-Employer Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Government Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Total detected</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Employment Insurance Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Total detected</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Workplace Safety Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Total detected</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Disability Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Total detected</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Social Assistance Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Total detected</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Child Support Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Total detected</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Pension Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Total detected</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Insurance Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
      <li>Recurring Deposits (All)</li>
      <li>Average monthly (complex)</li>
      <li>Sum per calendar month</li>
    </ul>

    <h4>Overall Risk Analysis</h4>
    <p>The following is the selection of Overall Risk Analysis Attributes covered by the Lending Attributes package.</p>

    <p><b>Account Analysis</b>:</p>

    <ul>
      <li>Purchasing trend</li>
      <li>Deposit trend</li>
      <li>Overall activity trend</li>
      <li>Count of active days</li>
      <li>Active days trend</li>
      <li>Average monthly free cash flow</li>
      <li>Account age in days</li>
      <li>Average monthly recurring payments</li>
      <li>Average monthly recurring deposits</li>
    </ul>

    <p><b>Overall Balance Analysis</b>:</p>

    <ul>
      <li>Balance trend</li>
      <li>Maximum balance</li>
      <li>Minimum balance</li>
      <li>Current balance</li>
      <li>Balance as of 90 days ago</li>
      <li>Count of days with a negative balance (in the last 90 days)</li>
    </ul>

    <p><b>Specific Balance Analysis</b>:</p>

    <ul>
      <li>Average closing balance day of any income</li>
      <li>Average closing balance day after any income</li>
      <li>Average closing balance day of employer income</li>
      <li>Average closing balance day after employer income</li>
      <li>Average closing balance day of government income</li>
      <li>Average closing balance day after government income</li>
    </ul>

    <h4>Specific Risk Analysis</h4>
    <p>The following is the selection of Specific Risk Analysis Attributes covered by the Lending Attributes package.</p>

    <p><b>NSF Fees</b>:</p>

    <ul>
      <li>Average monthly count</li>
      <li>Count of total detected</li>
      <li>Count last 30 days</li>
      <li>Count last 60 days</li>
      <li>Count last 90 days</li>
      <li>Count last 6 months</li>
      <li>Count on the day of employer income</li>
      <li>Count on the day after employer income</li>
      <li>Count on the day of government income</li>
      <li>Count on the day after government income</li>
    </ul>

    <p><b>Stop Payment Fees and Reversals</b>:</p>

    <ul>
      <li>Count of fees last 30 days</li>
      <li>Count of fees last 60 days</li>
      <li>Count of fees last 90 days</li>
      <li>Count of reversals last 30 days</li>
      <li>Count of reversals last 60 days</li>
      <li>Count of reversals last 90 days</li>
    </ul>

    <p><b>Detection Attributes</b>:</p>

    <ul>
      <li>Has employment income in the last 7 days</li>
      <li>Has employment income in the last 14 days</li>
      <li>Has employment income in the last 30 days</li>
      <li>Has government income in the last 7 days</li>
      <li>Has government income in the last 14 days</li>
      <li>Has government income in the last 30 days</li>
      <li>Is employment loss detected?</li>
      <li>Has overdraft?</li>
    </ul>

    <p><b>Committed Transfers</b>:</p>

    <ul>
      <li>Average monthly recurring transfers out (complex)</li>
      <li>Average monthly recurring transfers in (complex)</li>
    </ul>

    <p><b>Loan Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Total detected</li>
      <li>Sum last 30 days</li>
      <li>Sum last 60 days</li>
      <li>Sum last 90 days</li>
    </ul>

    <h4>Liability Analysis</h4>
    <p>The following is the selection of Liability Analysis Attributes covered by the Lending Attributes package.</p>

    <p><b>Overall Loan Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Micro-Loan Payments</b>:</p>

    <ul>
      <li>Micro-Lender name</li>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Frequency</li>
      <li>Count of distinct micro-lenders detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Mortgage Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Frequency</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Auto Loan Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Frequency</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Student Loan Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Frequency</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Other Loan Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Frequency</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Telecom Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Frequency</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Utility Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average amount</li>
      <li>Frequency</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>
  </Tab>

  <Tab title="Credit Risk">
    <h2>Credit Risk</h2>

    <p>
      Use the [/GetCreditRiskAttributes](/api/enrich/endpoints/consumer-attributes/get-credit-risk-attributes) endpoint
      if you need a high-level overview of your users' basic income sources and credit risk measures.
    </p>

    <hr />

    <p>
      This is a primary basic use of Attributes and is often utilized by organizations that need to conduct a high-level risk analysis of their users.
      It contains basic Attributes needed to view your users overall Financial Information, Employment Income sources, Non-Employment Income sources,
      Loan Payments, Bill Payments, and Additional Risk Analysis measures—this is often used in manual processes.
    </p>

    <h3>Credit Risk Attributes</h3>
    <p>Please find a breakdown of the Attributes contained within this use-case below:</p>

    <p><b>Account Overview</b>:</p>

    <ul>
      <li>Minimum Balance Detected (Last 90 days)</li>
      <li>Days with a Negative Balance</li>
      <li>Average Monthly Free Cash Flow</li>
      <li>Balance Trend</li>
    </ul>

    <p><b>Employer Income Overview</b>:</p>

    <ul>
      <li>Employer Name</li>
      <li>Average Monthly Employer Income</li>
      <li>Employer Income Trend</li>
      <li>Sum of Employer Income (Per Month, last 12 months—13 Attributes) \*</li>
      <li>Count of Employer Income (Per Month, last 12 months—13 Attributes) \*</li>
    </ul>

    <p><b>Non-Employer Income Overview</b>:</p>

    <ul>
      <li>Average Monthly Non-Employer Income</li>
      <li>Average Monthly Government Income</li>
      <li>Total Deposits Trend</li>
    </ul>

    <p><b>Loan Payments Breakdown</b>:</p>

    <ul>
      <li>Average Monthly Auto-Loan Payments</li>
      <li>Average Monthly Mortgage Payments</li>
      <li>Average Monthly Micro-Loan Payments</li>
      <li>Average Monthly Student Loan Payments</li>
      <li>Average Monthly Other Loan Payments</li>
    </ul>

    <p><b>Committed Bill Payments Breakdown</b>:</p>

    <ul>
      <li>Average Monthly Utility Payments</li>
      <li>Average Monthly Telecom Payments</li>
    </ul>

    <p><b>Additional Risk Analysis</b>:</p>

    <ul>
      <li>Count of NSF Fees (Last 90 days) \*</li>
      <li>Count of Stop-Payment Fees (Last 90 days) \*</li>
      <li>Average Monthly Micro-Loan Payments</li>
      <li>Micro-Lender Name</li>
      <li>Average Monthly Expenditure</li>
      <li>Account Age in Days</li>
    </ul>
  </Tab>

  <Tab title="User Analysis">
    <h2>User Analysis</h2>

    <p>
      Use the [/GetUserAnalysisAttributes](/api/enrich/endpoints/consumer-attributes/get-user-analysis-attributes) endpoint
      if you need a deeper, combined view of your users' income sources, credit risk measures, and potential fraudulent flags.
    </p>

    <hr />

    <p>
      The User Analysis use-case is the first of our "advanced" use-cases. This use-case combines the previous two packages (Income and Credit Risk)
      into one use-case and adds an additional "fraudulent/primary account detection" layer. This use-case is often utilized where both Income and Credit Risk
      are important factors to consider for the same user, and is often the starting point for organizations automation processes.
    </p>

    <h3>User Analysis Attributes</h3>
    <p>Please find a breakdown of the Attributes contained within this use-case below:</p>

    <p><b>Employer Income</b>:</p>

    <ul>
      <li>Employer Name</li>
      <li>Average Monthly Employer Income</li>
      <li>Employer Income Trend</li>
      <li>Sum of Employer Income (Per Month, last 12 months—13 Attributes) \*</li>
      <li>Count of Employer Income (Per Month, last 12 months—13 Attributes) \*</li>
    </ul>

    <p><b>Non-Employer Income</b>:</p>

    <ul>
      <li>Average Monthly Non-Employer Income</li>
    </ul>

    <p><b>Government Income</b>:</p>

    <ul>
      <li>Average Monthly Government Income</li>
      <li>Sum of Government Income (Per Month, last 12 months—13 Attributes) \*</li>
      <li>Count of Government Income (Per Month, last 12 months—13 Attributes) \*</li>
      <li>Sum of Employment Insurance Income (90 days) \*</li>
      <li>Sum of Social Assistance Income (90 days) \*</li>
      <li>Sum of WSIB Income (90 days) \*</li>
      <li>Sum of Pension Income (90 days) \*</li>
      <li>Sum of Child Support Income—Government (90 days) \*</li>
      <li>Sum of Other Government Income (90 days) \*</li>
    </ul>

    <p><b>Other Income Attributes</b>:</p>

    <ul>
      <li>Sum of Total Income (Per Month, last 12 months—13 Attributes) \*</li>
      <li>Sum of Total Credits (Per Month, last 12 months—13 Attributes) \*</li>
    </ul>

    <p><b>Account Risk Overview</b>:</p>

    <ul>
      <li>Minimum Balance Detected (Last 90 days)</li>
      <li>Days with a Negative Balance</li>
      <li>Average Monthly Free Cash Flow</li>
      <li>Balance Trend</li>
    </ul>

    <p><b>Loan Payments Breakdown</b>:</p>

    <ul>
      <li>Average Monthly Auto-Loan Payments</li>
      <li>Average Monthly Mortgage Payments</li>
      <li>Average Monthly Micro-Loan Payments</li>
      <li>Average Monthly Student Loan Payments</li>
      <li>Average Monthly Other Loan Payments</li>
    </ul>

    <p><b>Committed Bill Payments Breakdown</b>:</p>

    <ul>
      <li>Average Monthly Utility Payments</li>
      <li>Average Monthly Telecom Payments</li>
    </ul>

    <p><b>Additional Risk Analysis</b>:</p>

    <ul>
      <li>Count of NSF Fees (Last 90 days) \*</li>
      <li>Count of Stop-Payment Fees (Last 90 days) \*</li>
      <li>Average Monthly Micro-Loan Payments</li>
      <li>Micro-Lender Name</li>
      <li>Average Monthly Expenditure</li>
    </ul>

    <p><b>Fraud Detection Attributes</b>:</p>

    <ul>
      <li>Account Age in Days</li>
      <li>Active Days in the Account (Last 90 days)</li>
      <li>Balance Trend</li>
      <li>Overall Activity Trend</li>
      <li>Debit Activity Trend</li>
      <li>Credit Activity Trend</li>
      <li>Is Employer Income Detected?</li>
      <li>Average Monthly Recurring Payments</li>
    </ul>
  </Tab>

  <Tab title="Business Analysis">
    <h2>Business Analysis</h2>

    <p>
      Use the [/GetBusinessAnalysis](/api/enrich/endpoints/business-attributes/get-business-analysis-attributes) endpoint
      if you would like to receive Business Analysis Attributes, specifically focused on SMB and corporate accounts.
    </p>

    <hr />

    <p>
      The Business Analysis use-case is the first of our "advanced" use-cases for businesses specifically. This use-case is primarily utilized when you are underwriting
      or analyzing business specific accounts. It enables your team to quickly, easily, and efficiently break out all important aspects of a users account.
      This includes a Business Revenue (Income) Analysis, Loan Deposits Analysis, Operating Expenses Analysis, Liabilities and Loan Payments Analysis, and finally an analysis
      of Fees and Other Expenses. This use-case is primarily used within our Client Dashboard through an auto-generated report, but can often be the starting point for organizations
      automation processes for their business clients.
    </p>

    <h3>Business Analysis Attributes</h3>
    <p>Please find a breakdown of the Attributes contained within the use-case below:</p>

    <h4>Income Analysis</h4>
    <p>The following is the selection of Income Analysis Attributes covered by the Business Analysis Attributes package.</p>

    <p><b>Overall Operating Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per Calendar month</li>
    </ul>

    <p><b>Merchant Service Provider Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Transfer Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Branch Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Other Vendor Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Payroll Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Credit Card Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Other Operating Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Overall Government Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Tax Rebates and Refunds</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Other Government Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Other Types of Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Insurance Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Rent Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>All Other Income</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <h4>Loan Deposits Analysis</h4>
    <p>The following is the selection of Loan Deposits Analysis Attributes covered by the Business Analysis Attributes package.</p>

    <p><b>Overall Loan Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Business Loan Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Mortgage Loan Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Micro-Loan Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Auto Loan Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Other Loan Deposits</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <h4>Operating Expense Analysis</h4>
    <p>The following is the selection of Operating Expense Analysis Attributes covered by the Business Analysis Attributes package.</p>

    <p><b>Overall Operating Expenses</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Vendor Expenses</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Cash Withdrawals</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Payroll Expenses</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Credit Card Expenses</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Other Operating Expenses</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <h4>Liabilities Analysis</h4>
    <p>The following is the selection of Liabilities Analysis Attributes covered by the Business Analysis Attributes package.</p>

    <p><b>Overall Liabilities</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Insurance Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Rent Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Telecom Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Utility Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Overall Loan Payments</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <h4>Fees Breakdown</h4>
    <p>The following is the selection of Fees Breakdown Attributes covered by the Business Analysis Attributes package.</p>

    <p><b>Overall Fees</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Bank Fees</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>NSF Fees</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <p><b>Other Fees</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <h4>Other (Non-Operating) Expenses</h4>
    <p>The following is the selection of Other (Non-Operating) Expenses Attributes covered by the Business Analysis Attributes package.</p>

    <p><b>Other Expenses</b>:</p>

    <ul>
      <li>Average monthly (complex)</li>
      <li>Average deposit</li>
      <li>Trend</li>
      <li>Frequency</li>
      <li>Last two deposit dates</li>
      <li>Total detected</li>
      <li>Sum per calendar month</li>
      <li>Count per calendar month</li>
    </ul>

    <Warning>
      <p class="h4">Restricted location for this endpoint</p>

      <br />

      Please note that we currently only support Business Attributes for full production use-cases in the Canadian market.

      <br />

      If you are looking to use these Attributes in the US Market, please reach out to the Flinks team and we will place you on the waitlist.
    </Warning>
  </Tab>
</Tabs>