> ## Documentation Index
> Fetch the complete documentation index at: https://docs.flinks.com/llms.txt
> Use this file to discover all available pages before exploring further.
# Transaction Codes
> EFT transaction codes as defined by Payments Canada Standard 007
**Work in progress**
This section is currently under active development as part of improvements planned for 2026. Content may change as we expand product capabilities.
If you're interested in early access or want to learn more about what's coming, feel free to [reach out to the team](/guides/support/contact-flinks).
Transaction codes are three-digit codes defined by Payments Canada Standard 007 used to identify the type of payment. Use the code value as the `transactionCode` field when [creating a transaction](/api/pay/endpoints/eft/create-transaction).
The available codes depend on the payment direction — **Debit** (outgoing, pulling funds) or **Credit** (incoming, pushing funds).
### Insurance (330–336)
| Code | Description |
| ---- | ----------------------------- |
| 330 | Insurance |
| 331 | Life Insurance |
| 332 | Auto Insurance |
| 333 | Property Insurance |
| 334 | Casualty Insurance |
| 335 | Mortgage Insurance |
| 336 | Health/Dental Claim Insurance |
### Loans (350–356)
| Code | Description |
| ---- | ---------------------- |
| 350 | Loans |
| 351 | Personal Loans |
| 352 | Dealer Plan Loans |
| 353 | Farm Improvement Loans |
| 354 | Home Improvement Loans |
| 355 | Term Loans |
| 356 | Insurance Loans |
### Mortgage (370–373)
| Code | Description |
| ---- | -------------------- |
| 370 | Mortgage |
| 371 | Residential Mortgage |
| 372 | Commercial Mortgage |
| 373 | Farm Mortgage |
### Rent/Leases (400–405)
| Code | Description |
| ---- | ----------------------- |
| 400 | Rent/Leases |
| 401 | Residential Rent/Leases |
| 402 | Commercial Rent/Leases |
| 403 | Equipment Rent/Leases |
| 404 | Automobile Rent/Leases |
| 405 | Appliance Rent/Leases |
### Bill Payment (430–439)
| Code | Description |
| ---- | ----------------------- |
| 430 | Bill Payment |
| 431 | Telephone Bill Payment |
| 432 | Gasoline Bill Payment |
| 433 | Hydro Bill Payment |
| 434 | Cable Bill Payment |
| 435 | Fuel Bill Payment |
| 436 | Utility Bill Payment |
| 437 | Internet Access Payment |
| 438 | Water Bill Payment |
| 439 | Auto Payment |
### Miscellaneous Payments
| Code | Description |
| ---- | ----------------------------- |
| 450 | Misc. Payments |
| 452 | Expense Payment |
| 453 | Bill Payment Error Correction |
| 460 | Accounts Payable |
| 470 | Fees/Dues |
### Business PAD
| Code | Description |
| ---- | ------------ |
| 700 | Business PAD |
### Commercial Insurance
| Code | Description |
| ---- | ----------------------------- |
| 702 | Commercial Insurance |
| 703 | Commercial Auto Insurance |
| 704 | Commercial Property Insurance |
| 705 | Commercial Casualty Insurance |
| 706 | Commercial Mortgage Insurance |
| 731 | Commercial Creditor Insurance |
### Commercial Loan
| Code | Description |
| ---- | ---------------- |
| 707 | Commercial Loans |
### Commercial Mortgage
| Code | Description |
| ---- | ------------------- |
| 708 | Commercial Mortgage |
### Commercial Rent/Lease
| Code | Description |
| ---- | -------------------------------- |
| 714 | Commercial Rent/Lease |
| 715 | Commercial Equipment Rent/Lease |
| 716 | Commercial Automobile Rent/Lease |
### Commercial Bill Payment (718–727)
| Code | Description |
| ---- | --------------------------------- |
| 718 | Commercial Bill Payment |
| 719 | Commercial Telephone Bill Payment |
| 720 | Commercial Gasoline Bill Payment |
| 721 | Commercial Hydro Bill Payment |
| 722 | Commercial Cable Bill Payment |
| 723 | Commercial Fuel Bill Payment |
| 724 | Commercial Utility Bill Payment |
| 725 | Commercial Internet Bill Payment |
| 726 | Commercial Water Bill Payment |
| 727 | Commercial Auto Payment |
### Commercial Misc. Payments
| Code | Description |
| ---- | --------------------------- |
| 728 | Commercial Expense Payment |
| 729 | Commercial Accounts Payable |
| 730 | Commercial Fees/Due |
### Payroll (200–207)
| Code | Description |
| ---- | ------------------ |
| 200 | Payroll Deposit |
| 201 | Special Payroll |
| 202 | Vacation Payroll |
| 203 | Overtime Payroll |
| 204 | Advance Payroll |
| 205 | Commission Payroll |
| 206 | Bonus Payroll |
| 207 | Adjustment Payroll |
### Pension (230–233)
| Code | Description |
| ---- | ------------------ |
| 230 | Pension |
| 231 | Federal Pension |
| 232 | Provincial Pension |
| 233 | Private Pension |
### Annuity
| Code | Description |
| ---- | ----------- |
| 240 | Annuity |
### Dividend (250–252)
| Code | Description |
| ---- | ------------------ |
| 250 | Dividend |
| 251 | Common Dividend |
| 252 | Preferred Dividend |
### Investments & Contributions (260–274)
| Code | Description |
| ---- | ------------------------ |
| 260 | Investment |
| 261 | Mutual Funds |
| 265 | Spousal RSP Contribution |
| 266 | RESP Contribution |
| 271 | RSP Contribution |
| 272 | Retirement Income Fund |
| 273 | Tax Free Savings Account |
| 274 | RDSP Contribution |
### Interest
| Code | Description |
| ---- | ----------- |
| 280 | Interest |
### Lottery Prize
| Code | Description |
| ---- | --------------------- |
| 281 | Lottery Prize Payment |
### Insurance (330–336)
| Code | Description |
| ---- | ----------------------------- |
| 330 | Insurance |
| 331 | Life Insurance |
| 332 | Auto Insurance |
| 333 | Property Insurance |
| 334 | Casualty Insurance |
| 335 | Mortgage Insurance |
| 336 | Health/Dental Claim Insurance |
### Loans (350–356)
| Code | Description |
| ---- | ---------------------- |
| 350 | Loans |
| 351 | Personal Loans |
| 352 | Dealer Plan Loans |
| 353 | Farm Improvement Loans |
| 354 | Home Improvement Loans |
| 355 | Term Loans |
| 356 | Insurance Loans |
### Mortgage (370–373)
| Code | Description |
| ---- | -------------------- |
| 370 | Mortgage |
| 371 | Residential Mortgage |
| 372 | Commercial Mortgage |
| 373 | Farm Mortgage |
### Taxes (380–386)
| Code | Description |
| ---- | --------------- |
| 380 | Taxes |
| 381 | Income Taxes |
| 382 | Sales Taxes |
| 383 | Corporate Taxes |
| 384 | School Taxes |
| 385 | Property Taxes |
| 386 | Water Taxes |
### Rent/Leases (400–405)
| Code | Description |
| ---- | ----------------------- |
| 400 | Rent/Leases |
| 401 | Residential Rent/Leases |
| 402 | Commercial Rent/Leases |
| 403 | Equipment Rent/Leases |
| 404 | Automobile Rent/Leases |
| 405 | Appliance Rent/Leases |
### Bill Payment (430–439)
| Code | Description |
| ---- | ----------------------- |
| 430 | Bill Payment |
| 431 | Telephone Bill Payment |
| 432 | Gasoline Bill Payment |
| 433 | Hydro Bill Payment |
| 434 | Cable Bill Payment |
| 435 | Fuel Bill Payment |
| 436 | Utility Bill Payment |
| 437 | Internet Access Payment |
| 438 | Water Bill Payment |
| 439 | Auto Payment |
### Miscellaneous Payments
| Code | Description |
| ---- | ----------------------------- |
| 450 | Misc. Payments |
| 452 | Expense Payment |
| 453 | Bill Payment Error Correction |
| 460 | Accounts Payable |
| 470 | Fees/Dues |
| 480 | Donations |
### Commercial Investments
| Code | Description |
| ---- | ---------------------- |
| 701 | Commercial Investments |
### Commercial Insurance
| Code | Description |
| ---- | ----------------------------- |
| 702 | Commercial Insurance |
| 703 | Commercial Auto Insurance |
| 704 | Commercial Property Insurance |
| 705 | Commercial Casualty Insurance |
| 706 | Commercial Mortgage Insurance |
### Commercial Loan
| Code | Description |
| ---- | ---------------- |
| 707 | Commercial Loans |
### Commercial Mortgage
| Code | Description |
| ---- | ------------------- |
| 708 | Commercial Mortgage |
### Commercial Taxes (709–713)
| Code | Description |
| ---- | ------------------------- |
| 709 | Commercial Taxes |
| 710 | Commercial Income Taxes |
| 711 | Commercial Sales Taxes |
| 712 | Commercial GST |
| 713 | Commercial Property Taxes |
### Commercial Rent/Lease
| Code | Description |
| ---- | -------------------------------- |
| 714 | Commercial Rent/Lease |
| 715 | Commercial Equipment Rent/Lease |
| 716 | Commercial Automobile Rent/Lease |
### Commercial Cash Management
| Code | Description |
| ---- | -------------------------- |
| 717 | Commercial Cash Management |
### Commercial Bill Payment (718–727)
| Code | Description |
| ---- | --------------------------------- |
| 718 | Commercial Bill Payment |
| 719 | Commercial Telephone Bill Payment |
| 720 | Commercial Gasoline Bill Payment |
| 722 | Commercial Cable Bill Payment |
| 723 | Commercial Fuel Bill Payment |
| 724 | Commercial Utility Bill Payment |
| 725 | Commercial Internet Bill Payment |
| 726 | Commercial Water Bill Payment |
| 727 | Commercial Auto Payment |
### Commercial Misc. Payments
| Code | Description |
| ---- | ----------------------------- |
| 728 | Commercial Expense Payment |
| 729 | Commercial Accounts Payable |
| 730 | Commercial Fees/Due |
| 731 | Commercial Creditor Insurance |
## Government Transaction Codes
The following codes are reserved for government use and are not available through the Flinks EFT API.
Codes reserved for federal government use (institution numbers 117 and 177).
| Code | Description |
| ---- | ----------------------------- |
| 300 | Federal Payment |
| 301 | Agri Stabilization |
| 302 | AgriInvest |
| 303 | HRDC — Training |
| 308 | Canada Child Benefit |
| 309 | GST |
| 310 | CPP |
| 311 | Old Age Security |
| 312 | War Veterans' Allowance |
| 313 | VAC |
| 315 | PS Superannuation |
| 316 | CF Superannuation |
| 317 | Tax Refund |
| 318 | EI |
| 319 | PAD CCRA (debit only) |
| 320 | Student Loan |
| 321 | CSB Interest |
| 322 | External Affairs |
| 323 | Savings Plan |
| 324 | Access Grants |
| 325 | Canada Carbon Rebate |
| 326 | Canada Dental Benefit |
| 327 | Canada Workers Benefit Canada |
| 328 | Disability Benefit |
Codes reserved for provincial and local government use.
| Code | Description |
| ---- | ------------------------------- |
| 600 | Prov./Local Govt. Payment |
| 601 | Family Support Plan |
| 602 | Housing Allowance |
| 603 | Income Security Benefits |
| 604 | Family Benefits |
| 605 | Prov./Territorial |
| 606 | Workers' Compensation Board |
| 607 | Employment Assistance Allowance |
| 608 | Automobile Insurance Plan |
| 609 | Health Care Premium |
| 610 | Offences and Fines |
| 611 | Disability Payment |
| 612 | Parental Insurance |
| 613 | Student Loan |
| 614 | Grant/Bursary |
| 615 | Solidarity Tax Credit |
| 616 | Children Assistance |
| 617 | Tax Refund |
This list is based on Payments Canada Standard 007. Not all codes may be available through the Flinks EFT API. Contact [Flinks support](/guides/support/contact-flinks) if you need a specific transaction code that is not accepted.