> ## Documentation Index > Fetch the complete documentation index at: https://docs.flinks.com/llms.txt > Use this file to discover all available pages before exploring further. # /GetCreditRiskAttributes > This endpoint will provide you with all Credit Risk Use-Case Attributes. This endpoint will provide you with all Credit Risk Use-Case Attributes. Please refer to our Quickstart guide for further information on the use-cases / when to use this specific endpoint. ## Rquest Parameters | **NAME** | **TYPE** | **DESCRIPTION** | | ---------------------------- | -------- | ---------------------------------------------------------------------------------------------------------------- | | customerId (***mandatory***) | string | GUID representing your customer ID (provided by Flinks). | | loginId (***mandatory***) | string | GUID representing end user's login ID. You get this value after a successful **Authorize** request. | | requestId (***mandatory***) | string | GUID representing an authorized request to the API. You get this value after a successful **Authorize** request. | ## Response Fields | **NAME** | **TYPE** | **DESCRIPTION** | | ----------------- | -------- | ------------------------------------------------------------------------------------------------------------------------------------------------ | | Card | object | Object containing an **id** field (end user's LoginId) and all the requested attributes (name: value) | | Login | object | Object representing some end user's technical information such as the LoginId. See **Authorize** endpoint documentation for this object details. | | RequestId | string | GUID representing an authorized request to the API. You get this value after a successful **Authorize** request. | | AttributesDetails | object | Object containing the fields **TransactionId**, **AccountId**, **Date**, **Description**, **Debit**, and **Credit per Attribute**. | ## OpenAPI ````yaml GET /v3/{customerId}/insight/login/{loginId}/attributes/{requestId}/GetCreditRiskAttributes openapi: 3.0.3 info: title: Flinks API description: > Flinks API provides financial data connectivity, enrichment, and payment solutions. ## Authentication Endpoints require authentication using `flinks-auth-key` header (Bearer token). For more information, visit: https://docs.flinks.com version: 3.0.0 contact: name: Flinks Support url: https://www.flinks.com/contact/sales termsOfService: https://www.flinks.com servers: - url: https://{instance}-api.private.fin.ag description: Flinks API Environment variables: instance: default: toolbox description: The environment instance (e.g., toolbox, sandbox, production) security: [] tags: - name: Authorization description: Endpoints for generating authorization tokens and authenticating requests - name: Enrich - Consumer Attributes description: Consumer financial attribute analysis and credit risk assessment paths: /v3/{customerId}/insight/login/{loginId}/attributes/{requestId}/GetCreditRiskAttributes: get: tags: - Enrich summary: Get Credit Risk Attributes description: This endpoint will provide you with all Credit Risk Use-Case Attributes. operationId: getCreditRiskAttributes parameters: - name: customerId in: path required: true schema: type: string default: 43387ca6-0391-4c82-857d-70d95f087ecb description: Unique GUID representing your customer ID. - name: loginId in: path required: true description: GUID representing end user's login ID. schema: type: string - name: requestId in: path required: true description: GUID representing an authorized request to the API. schema: type: string responses: '200': description: Result content: application/json: schema: type: object properties: HttpStatusCode: type: integer description: HTTP status code of the response. Card: type: object description: >- Object containing an Id field, all requested credit risk attributes, and an AttributesDetail array with supporting transactions. properties: Id: type: string description: Unique identifier for the card. AttributesDetail: type: array description: >- Array of detailed attribute information including supporting transactions for each attribute. items: type: object Login: type: object description: Object representing end user's technical information. RequestId: type: string description: GUID representing an authorized request to the API. example: HttpStatusCode: 200 Card: Id: 367046b0-7699-483d-94c2-08d9a3d5c70f average_monthly_free_cash_flow: 334.96 balance_trend_simple: INCREASING employer_name: Unknown employer_income_trend_simple: NONE_DETECTED sum_total_credits_current_month: 4525.47 sum_total_credits_previous_month: 16388.11 sum_total_credits_2_months_ago: 41461.75 sum_total_credits_3_months_ago: 4517.42 sum_total_credits_4_months_ago: 7256.69 sum_total_credits_5_months_ago: 4227.87 sum_total_credits_6_months_ago: 4475.84 sum_total_credits_7_months_ago: 4447.21 sum_total_credits_8_months_ago: 3700.8 sum_total_credits_9_months_ago: 6222.78 sum_total_credits_10_months_ago: 3776.11 sum_total_credits_11_months_ago: 3950.19 sum_total_credits_12_months_ago: 0 average_monthly_employer_income_complex: 4665.78 average_monthly_government_income_complex: 3902.59 average_monthly_non_employer_income_complex: 2998.26 total_deposits_trend_simple: DECREASING average_monthly_loan_payments_complex: 190.5 average_monthly_auto_loan_payments_complex: 0 average_monthly_mortgage_payments_complex: 190.5 average_monthly_micro_loan_payments_complex: 0 average_monthly_student_loan_payments_complex: 0 average_monthly_other_loan_payments_complex: 0 average_monthly_utility_payments_complex: 0 average_monthly_telecom_payments_complex: 1159.67 micro_lender_name: NONE_DETECTED sum_loan_payments: 2391.78 average_monthly_debit: 8764.77 count_nsf_90_days: 1 count_reversed_payments_because_of_nsf_90_days: 0 count_stop_payment_90_days: 0 count_days_negative_balance_90_days: 0 balance_min: 105.16 account_age_days: 346 sum_employer_income_current_month: 0 sum_employer_income_previous_month: 4276 sum_employer_income_2_months_ago: 4197.6 sum_employer_income_3_months_ago: 4517.42 sum_employer_income_4_months_ago: 7096.69 sum_employer_income_5_months_ago: 4227.87 sum_employer_income_6_months_ago: 4475.84 sum_employer_income_7_months_ago: 4434.58 sum_employer_income_8_months_ago: 3700.8 sum_employer_income_9_months_ago: 5954.9 sum_employer_income_10_months_ago: 3776.11 sum_employer_income_11_months_ago: 3950.19 sum_employer_income_12_months_ago: 0 count_employer_income_current_month: 0 count_employer_income_previous_month: 2 count_employer_income_2_months_ago: 2 count_employer_income_3_months_ago: 2 count_employer_income_4_months_ago: 3 count_employer_income_5_months_ago: 2 count_employer_income_6_months_ago: 2 count_employer_income_7_months_ago: 2 count_employer_income_8_months_ago: 2 count_employer_income_9_months_ago: 3 count_employer_income_10_months_ago: 2 count_employer_income_11_months_ago: 2 count_employer_income_12_months_ago: 0 sum_employer_income: 50608 AttributesDetail: - Attribute: sum_total_credits_current_month Transactions: - TransactionId: 2e3cb553-a27e-4208-bf8b-1ab4ccd7eb3e AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-04-15' Description: INTERAC e-Transfer Credit: 1300 Balance: 4080.28 - TransactionId: 2e9e3ea2-c918-4302-8dc1-738672c4e177 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-04-09' Description: 3903214 CANADA Credit: 2200.48 Balance: 3773.07 - TransactionId: b6ad031b-79f8-40af-be6d-70464b30bf50 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-04-07' Description: Mobile deposit Credit: 1024.99 Balance: 2072.59 - Attribute: sum_total_credits_previous_month Transactions: - TransactionId: d8d668eb-77ba-4b60-8e1a-375ba0e669cc AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-26' Description: 3903214 CANADA Credit: 1702.11 Balance: 3348.09 - TransactionId: 72cfe1e6-e14a-46f4-9325-ac34f2522d61 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-25' Description: INTERAC e-Transfer service Credit: 0 Balance: 1649.93 - TransactionId: 7b6ef27d-3b87-49bf-b3b6-a25c1febd337 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-25' Description: Debit card puchase fees Credit: 0 Balance: 1649.93 - TransactionId: 35ddd4ae-f970-49fe-b644-6b41b364396b AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-25' Description: Monthly transaction fees Credit: 0 Balance: 1649.93 - TransactionId: 357e0a70-aa19-4c67-8c9a-ff0cf19702f0 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-18' Description: Transfer between accounts Credit: 9000 Balance: 15717.76 - TransactionId: bbab0598-5bbe-4603-8cae-942a2095a0b8 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-12' Description: Paie/Payroll Credit: 2192.54 Balance: 7493.61 - TransactionId: 2fff2d1a-0845-405e-a619-12794c78ad27 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-12' Description: Paie/Payroll Credit: 2083.46 Balance: 5301.07 - TransactionId: d4c7f0e0-50b2-4634-a31c-f2b6e1169039 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-11' Description: INTERAC e-Transfer Credit: 1310 Balance: 3217.61 - TransactionId: d52d0c07-1604-421c-844c-1394e317a553 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-03-09' Description: INTERAC e-Transfer Credit: 100 Balance: 2083.26 - Attribute: sum_total_credits_2_months_ago Transactions: - TransactionId: 013a8ce8-9645-4278-bd65-32c72471b16b AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-26' Description: Paie/Payroll Credit: 1920.99 Balance: 11908.26 - TransactionId: 7ee4d267-e7f0-4a8d-a403-c6d4c0397cbe AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-25' Description: INTERAC e-Transfer service Credit: 0 Balance: 10001.22 - TransactionId: 37f4a85e-3333-4566-a45d-8549680f74be AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-25' Description: Debit card puchase fees Credit: 0 Balance: 10001.22 - TransactionId: d1341b58-404e-497b-9e9a-9f0c3138dd5f AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-25' Description: Monthly transaction fees Credit: 0 Balance: 10001.22 - TransactionId: 455a371c-647a-4c0f-9d43-183924da9f52 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-25' Description: Eft debit reversal Credit: 264.15 Balance: 10001.22 - TransactionId: 98929e5a-dd96-4033-b54a-3534f0d69f4b AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-23' Description: INTERAC e-Transfer Credit: 2000 Balance: 38780.97 - TransactionId: ec5d5d7d-ff93-4b0d-b9f0-d83dd78e0e75 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-23' Description: Mobile deposit Credit: 28000 Balance: 36780.97 - TransactionId: ceaaeb12-15bc-47bd-a814-874be5d728c8 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-12' Description: Paie/Payroll Credit: 2276.61 Balance: 9395.76 - TransactionId: 60fd7d37-0896-4e5d-b4c9-5723ba2a65c3 AccountId: 9141fa5d-9a0b-42cc-9f38-29231ad9c47d Date: '2026-02-04' Description: Cashback Credit: 7000 Balance: 8123.28 Login: Username: multiple_employers IsScheduledRefresh: false LastRefresh: '2021-11-10T15:01:27.7756841' Type: Personal Id: 367046b0-7699-483d-94c2-08d9a3d5c70f RequestId: b0ad6069-b40c-4c7e-aead-91c849d0b9f1 '202': description: Operation Pending content: application/json: schema: type: object properties: FlinksCode: type: string HttpStatusCode: type: integer Message: type: string RequestId: type: string '401': description: Unauthorized content: application/json: schema: type: object properties: Message: type: string ````